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Tannan's Banker's Manual
Publisher: LexisNexis India
Published: 01 January, 2011
Publisher: LexisNexis Australia
Publisher: LexisNexis India
-An ideal reference work on Banking and Allied Acts
-Most comprehensive, authoritative commentary on banking law and practice in India
-Updated texts of all banking Statutes, Acts, Rules, Regulations, Schemes, NBFC?s (RBI) Directions and Allied Laws with Footnotes, Legislative History, Notes and Comments
-Summary of recommendations of Committee Reports including the following Committees:
-Tandon Committee (Lending system)
-Shere Committee (Electronics funds transfer & electronic payments)
-Narasimham Committee (Banking sector reforms)
-Naik Committee (Institutional credit)
-High Level Committee on Lead Bank Scheme (LBS) 2009
-Volume 1 contains 76 chapters covering important topics including the salient features relating to the banking system in India, functions of commercial banks and an overview of the global banking institutions
-Volume 2 contains 110 appendices providing full text of all banking statutes, rules, regulations, orders, schemes, circulars and allied laws including the State Bank of India (Amendment) Act, 2010 with notes & comments
-Detailed discussion on the constructive role of the IMF, the World Bank and the International Development Association (IDA) in dealing with the Global banking and financial crisis and the sub-prime crisis
-An exclusive chapter on the impact of global financial crisis in India
-Contains exhaustive case-law on important legislation like:
-Securitisation (SARFAESI) Act, 2002
-Debt Recovery Tribunals (DRT) Act, 1993
-Negotiable Instruments Act, 1881
-Banking Regulation Act, 1949
-Citation with party names and cross citation from other journals
-Important cases have been taken from All India Reports (AIR), Supreme Court Cases
(SCC), Banking cases and other State journals
-Contains latest case law as enunciated by the Supreme Court, various High Courts, and Debt Recovery Tribunals
-Contains a glossary of Banking Terminology
-An exclusive chapter on important & frequently asked questions on banking law and practice
PART I
PAYMENT AND SETTLEMENT SYSTEMS ACT 2007
This part contains an exhaustive commentary on ?The Payment and Settlement Systems Act 2007? along with the Board for Regulation and Supervision of Payment and Settlement Systems Regulations, 2008 and Payment and Settlement Systems Regulations, 2008.
PART II
NOTIFICATIONS AND CIRCULARS ISSUED UNDER THE PAYMENT AND SETTLEMENT SYSTEMS ACT 2007
This part contains all the relevant circulars and notifications issued by The Reserve Bank of India under the Payment and Settlement Systems Act, 2007.
PART III
RBI?S OPERATIVE/PROCEDURAL GUIDELINES ON PAYMENT SYSTEMS
This part contains the Operative/Procedural Guidelines and Instructions issued by the Reserve Bank of India (set out in the Schedule of Payment and Settlement Systems Regulations, 2008) which were made applicable under s 10(1) of the Payment and Settlement Systems Act, 2007. Under Regulation 5 of the Payment and Settlement Systems Regulations, 2008, every system provider, with respect to the format of payment instructions and other matters specified in clauses (a) to (f ) of sub-s (1) of s 10 of the PSS Act, shall be governed by the Regulations, Guidelines and Instructions, set out in the Schedule, as modified from time to time. The following Regulations, Guidelines and Instructions are covered in Part III:
1. Uniform Regulations and Rules for Banker?s Clearing Houses;
2. Procedural Guidelines on Mechanized Cheque Processing Using MICR Technology;
3. Procedural Guidelines on Electronic Clearing Service (Debit Clearing);
4. Procedural Guidelines on Electronic Clearing Service (Credit Clearing);
5. Procedural Guidelines on National Electronic Funds Transfer System;
6. Operations Manual for Bank?s Service Centre?National Electronic Funds Transfer System;
7. RTGS (Membership) Business Operating Guidelines, 2004;
8. RTGS (Membership) Regulations, 2004;
9. Procedural Guidelines for Cheque Truncation System (CTC);
10. Bye-laws, Rules and Regulations of Credit Clearing Corporation of India;
11. Such other instructions, as may be specified by the Bank from time to time.
PART IV
DEVELOPMENT OF PAYMENT AND SETTLEMENT SYSTEMS IN INDIA?RBI REPORTS
This part contains the RBI reports relating to the Payment Systems in India.
APPENDICES
1. THE RESERVE BANK OF INDIA ACT 1934
2. THE NEGOTIABLE INSTRUMENTS ACT 1881
IMPORTANT APPENDICES
Notifications and circulars issued under the Payment and Settlement systems Act 2007, including:
?Cash Withdrawal at Points of Sale (POS) ? UCBs
?Policy Guidelines for Issuance and Operation of Prepaid payment Instruments in India
?Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection
?ATMs of Banks ? Fair pricing and Enhanced access
?Mobile Banking Transactions in India ? Operative Guidelines for Banks
RBIs Operative/Procedural Guidelines on Payment Systems, including:
?Policy Guidelines for Issuance and Operation of Pre-Paid Payment Instruments in India
?Mobile Payment in India ? Operative Guidelines 2008
?Electronic Clearing Service (Debit & Credit Clearing) ? Procedural Guidelines
?Electronic funds Transfer System ? Procedural Guidelines
Reports on the development of Payment and Settlement Systems in India including:
?RBI Report on the review of Payment and Settlement Systems in India 2006-2007
?RBI Report on Payment and Settlement Systems and Information Technology (2009-2010)