Consumer Credit: Law, Transactions and Forms
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Detailed treatment of the law with practical, step-by-step guidance for every stage of a consumer credit transaction. Covers 18 major consumer credit laws, including:
• Truth in Lending
• Fair Credit Reporting
• Equal Credit Opportunity
• Community Reinvestment
• Electronic Funds Transfer
• Financial Privacy
In addition to the statutory analysis, this unique resource provides transactional analysis covering everything from consumer credit advertising, through the loan application, approval and repayment processes. Also included are relevant Acts; interpretations and policies; model forms; checklists; examples; and tables.
Also published as Volumes 7, 8, 9 and 10 of Banking Law.
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Table of contents
Chapter 150 Introduction to Consumer Credit
Chapter 151 Truth in Savings Act
Chapter 152 Truth in Lending Act
Chapter 153 Fair Credit Reporting Act
Chapter 154 Equal Credit Opportunity Act
Chapter 155 Fair Debt Collection Practices Act
Chapter 156 Real Estate Settlement Procedures Act
Chapter 157 Home Mortgage Disclosure Act
Chapter 158 Community Reinvestment Act
Chapter 159 Preservation of Consumers' Claims and Defenses--FTC Trade Regulation Rule
Chapter 160 National Flood Insurance Program
Chapter 161 Fair Housing Act
Chapter 162 Right to Financial Privacy Act of 1978
Chapter 163 Consumer Leasing Act
Chapter 164 Electronic Fund Transfer Act
Chapter 165 Unfair and Deceptive Credit Practices--F.T.C. Trade Regulation Rule
Chapter 166 Expedited Funds Availability Act
Chapter 167 Homeowners Protection Act (Cancellation and Automatic Termination of Private Mortgage Insurance)
Chapter 168 Consumer Privacy Issues: Privacy Provisions of the Gramm-Leach-Bliley Act of 1999 (Title V)
Chapter 169 Secure and Fair Enforcement for Mortgage Licensing Act
Chapter 170 Advertising
Chapter 171 Application Process
Chapter 172 Application Evaluation
Chapter 173 Applicant Notification
Chapter 174 Consummation
Chapter 175 Loan Repayment