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ISBN: 9781522158912
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Often the availability of UM/UIM coverage and securing all separate sources of such is the key to properly compensating persons seriously injured by financially irresponsible motorists.

The book includes a detailed look on the background and historical development of uninsured and underinsured motorist coverage. When researching the issues for UM/UIM and reading older cases, it is particularly important to have the correct version of the statute. Therefore, the appendix to Chapter 1 contains all substantive statutory changes to the Financial Responsibility Act including UM and UIM coverage.

Chapters 2 through 5 address the Insuring Agreement, UM/UIM Procedural Issues, UM/UIM stacking, and UM/UIM in Commercial Policies, a rapidly developing area due to recent statutory changes and case law. Chapters 6 and 7 address arbitration and the interplay between workers' compensation and UM/UIM coverage.

Authors / Contributors

Table of Contents

CONTENTS

1. Historical Statutory Basis of UM/UIM
    Andrew Fitzgerald and Hannah Albertson

2. The Insuring Agreement — Who Is Covered
    Theodore B. Smyth

3. UM/UIM Procedural Issues
    C. Douglas Maynard, Jr.

4. Uninsured (UM) and Underinsured (UIM) Stacking
    Douglas E. Nauman, Esq.

5. UM/UIM in Commercial Policies
    Paul D. Coates

6. Arbitration How To's
    Andrew P. Cioffi

7. UM/UIM Coverage and Workers' Compensation Benefits Credits, Offsets & Reductions
    Joseph P. Tunstall, III