Mortgage Lending Compliance with Federal and State Guidance
Select a format
Select subscription type
Terms & conditions
Subscribers receive the product(s) listed on the Order Form and any Updates made available during the annual subscription period. Shipping and handling fees are not included in the annual price.
Subscribers are advised of the number of Updates that were made to the particular publication the prior year. The number of Updates may vary due to developments in the law and other publishing issues, but subscribers may use this as a rough estimate of future shipments. Subscribers may call Customer Support at 800-833-9844 for additional information.
Subscribers may cancel this subscription by: calling Customer Support at 800-833-9844; emailing email@example.com; or returning the invoice marked "CANCEL".
If subscribers cancel within 30 days after the product is ordered or received and return the product at their expense, then they will receive a full credit of the price for the annual subscription.
If subscribers cancel between 31 and 60 days after the invoice date and return the product at their expense, then they will receive a 5/6th credit of the price for the annual subscription. No credit will be given for cancellations more than 60 days after the invoice date. To receive any credit, subscriber must return all product(s) shipped during the year at their expense within the applicable cancellation period listed above.
The total price includes the product(s) listed in the Order Form and any Updates for a limited period (minimum period of 30 days) after the order is placed ("Order Window"). Shipping and handling fees are not included in the grand total price.
All shipments may be returned, at subscribers' expense, for full credit of the Price within 30 days of receipt.
Shipments may not be returned, and no credits will be issued, more than 30 days after receipt.
After the Order Window, subscribers will receive notice of Updates along with the then-current grand total price and order process as Updates become available. Subscribers will only be shipped those Updates they specifically request.
View a sample of this title using the ReadNow feature
Residential Mortgage Lenders - Get State and Federal Compliance Coverage in One Fast Resource.
Residential lenders need to keep up with the myriad of ever-changing mortgage regulations and legal developments, such as high-cost mortgage loans, flood insurance, yield spread premiums, HUD enforcement action, upcharges, and state predatory lending statutes. Pratt's Mortgage Lending Compliance with Federal and State Guidance will keep you informed of the Dodd-Frank Act and the changes that affect you. Updates will address:
- Regulatory responsibility for RESPA, TILA, ECOA, HMDA and other federal consumer protection statutes that are shifting to a new agency.
- Thorough explanation of changing federal lending regulations to make sure lenders are in compliance.
Mortgage Laws by State
Pratt's Mortgage Lending Compliance with Federal and State Guidance is the only resource that covers mortgage lending compliance with federal and state guidance and regulations. It also includes expert analysis and interpretation of the federal regulations, state-by-state coverage key mortgage lender compliance laws, regulatory and business process checklists, and model forms and disclosures that can be easily customized.
The manual provides clear and useful explanations of the federal laws and regulations regarding mortgage compliance laws and summaries of essential state laws. Federal statutes, regulations, and key agency guidance accompany the manual.
Also included are two checklists to help you determine which regulations apply to your institution: the Regulatory Applicability Checklist tells you which regulations apply to different entities, and the Business Process Checklist tells you which regulations apply to the different stages of mortgage lending.
Subscribers will receive a downloadable file containing editable forms.
eBooks, CDs, downloadable content, and software purchases are noncancelable, nonrefundable and nonreturnable. Click here for more information about LexisNexis eBooks. The eBook versions of this title may feature links to Lexis+® for further legal research options. A valid subscription to Lexis+® is required to access this content.
Table of contents
Table of Contents
Part 1 Lending Regulations
Chapter 1.1 Truth in Lending
Chapter 1.2 Home Mortgage Disclosure Act
Chapter 1.3 Real Estate Settlement Procedures Act
Chapter 1.4 Flood Insurance
Chapter 1.5 Insider Transactions
Chapter 1.6 Summary of Regulatory Examinations
Chapter 1.7 Appraisal Standards
Chapter 1.8 Nationwide Mortgage Licensing System
Part 2 Mortgage Insurance
Chapter 2.1 Mortgage Insurance
Part 3 Discrimination and Fair Lending
Chapter 3.1 Equal Credit Opportunity Act
Chapter 3.2 Fair Credit Reporting Act
Chapter 3.3 Fair Housing Act
Chapter 3.4 Community Reinvestment Act
Chapter 3.5 Fair Lending
Chapter 3.6 Subprime Lending
Part 4 Advertising and Marketing
Chapter 4.1 Advertising
Chapter 4.2 Telemarketing
Chapter 4.3 Tie-In Restrictions
Part 5 Consumer Protection
Chapter 5.1 Fair Debt Collection Practices Act
Chapter 5.2 Privacy
Chapter 5.3 Unfair or Deceptive Trade Practices
Chapter 5.4 USA PATRIOT Act and Anti-Money Laundering
Chapter 5.5 Homeownership Counseling
Part 6 Legal and Liability Issues
Chapter 6.1 Lender Liability
Chapter 6.2 Environmental Protection
Chapter 6.3 Bankruptcy
Chapter 6.4 Summary of Court Processes
Chapter 6.5 Servicemembers Civil Relief Act
Chapter 6.6 Safety and Soundness
Chapter 6.7 Tax Reporting
Chapter 6.8 Litigation: Higher-Cost Mortgage Lending
Chapter 6.9 Tenants at Foreclosure
Chapter 6.10 Mortgage Servicing Guidance
Part 7 Electronic Services
Chapter 7.1 Electronic Transfer of Funds
Chapter 7.2 Internet Activities
Part 8 State Laws