Mortgage Lenders Model Compliance Manual: Policies, Forms, and Checklists

This manual will help your residential mortgage lending staff understand and comply with a variety of changing state and federal regulations. This manual provides your staff with the guidance and analysis they need for every part of your operation.

Select a format

Print Book :+ Folio exe file
ISBN: 9780769886268
In Stock
eBook :epub
ISBN: 9780769888996
In Stock
eBook :mobi
ISBN: 9780769888996
In Stock
Downloadable Content :exe
Not sold separately
ISBN: 9780769886268
In Stock
International Order Inquiry

Product details

View a sample of this title using the ReadNow feature

Make certain that your residential mortgage lending staff understands and complies with a variety of changing state and federal regulations is essential to the effective mortgage operations of your institution. Noncompliance can be costly in fines, legal fees, and loss of reputation.

This eBook provides your staff with the guidance and analysis they need for every part of your operation. The eBook is a template you can follow to create your own compliance manual. It covers state and federal requirements that apply to mortgage lending, and includes many sample documents.

The entire manual is customizable and enables you to create department-specific compliance manuals. It explains the state and federal requirements, points out what applies to depository institutions only, and helps you get the timing right on required disclosures, use the right forms, make sure APR is properly represented in your advertising, and keep up as RESPA, Truth in Lending, HMDA, and the other regulations continue to change. The manual provides a wide array of sample materials, including:

•   Checklists, such as an EFTA compliance checklist and an Internet security checklist
•   Forms
•   Disclosures
•   Sample policies and other related materials
•   Sample examination procedures to help your internal audit program

Subscribers will receive a downloadable file containing editable forms.
The eBook versions of this title feature links to Lexis Advance for further legal research options.

Authors / Contributors

Table of Contents

Table of Contents


Regulatory Applicability Checklist

Part 1 Lending Regulations

Section 1 Truth in Lending

Section 2 Home Mortgage Disclosure Act

Section 3 Real Estate Settlement Procedures Act

Section 4 Flood Insurance

Section 5 Insider Transactions

Section 6 Examinations and Dealing with Regulators

Section 7 Appraisals

Section 8 Nationwide Mortgage Licensing System

Part 2 Mortgage Insurance

Section 1 Mortgage Insurance

Part 3 Discrimination and Fair Lending

Section 1 Equal Credit Opportunity Act

Section 2 Fair Credit Reporting Act

Section 3 Fair Housing Act

Section 4 Community Reinvestment Act

Section 5 Fair Lending

Section 6 Subprime Lending

Part 4 Advertising and Marketing

Section 1 Advertising

Section 2 Telemarketing

Section 3 Tie-In Restrictions

Part 5 Consumer Protection

Section 1 Fair Debt Collection Practices Act

Section 2 Privacy

Section 3 Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)

Section 4 USA PATRIOT Act and Anti-Money Laundering

Section 5 Homeownership Counseling

Part 6 Legal and Liability Issues

Section 1 Lender Liability

Section 2 Environmental Protection

Section 3 Bankruptcy

Section 4 Court Process Subpoenas and Other Legal Processes

Section 5 Servicemembers Civil Relief Act

Section 6 Safety and Soundness

Section 7 Tax Reporting

Section 8 Tenants at Foreclosure

Part 7 Electronic Services

Section 1 Electronic Transfer of Funds (Regulation E)

Section 2 Internet Activities

Part 8 State Laws

Section 1 State Laws

Part 9 Compliance Checklists

Section 1 Compliance Checklists