Fair Debt Collection Practices: Federal and State Law and Regulation
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The standard reference relied on by collection managers and attorneys
The risk inherent in not understanding the law -- both federal and state -- has never been greater for creditors, collection managers, and attorneys. The real danger for those who collect debts lies in the often subtle differences from state to state that can expose you to substantial civil liabilities.
Whether you're affiliated with an agency, creditor, law firm or bad debt buyer, if you're responsible for debt collections, Fair Debt Collection Practices: Federal and State Law and Regulation contains virtually everything you'll need to avoid costly litigation and hefty fines, including:
• Analysis of the Fair Debt Collection Practices Act (FDCPA)
• Analysis of state fair-debt collection laws and regulations
• Identification of types of debt regulated, which can vary from state to state
• Discussion of compliance with state debt management laws
• Full discussion of key common law issues
• Hundreds of warnings, spotlighting legal landmines
• Quick-reference guides to state regulations and licensing requirements for both collection agencies and attorneys
Each chapter includes "plain English" explanations of the specific state's debt collection practices statute and regulations, along with quick listings of specific provisional details. It also provides discussion of case law developments.
Chapters outline and explain other compliance requirements, depending on the state. Such requirements may include bonding, licensing, required conduct, prohibited conduct, disclosures, all varying by state.
eBook and print subscribers will receive access to a downloadable file containing editable forms.
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Table of contents
Table of Contents
Chapter 1 Federal (FDCPA Analysis)
Chapter 2 Alabama
Chapter 3 Alaska
Chapter 4 Arizona
Chapter 5 Arkansas
Chapter 6 California
Chapter 7 Colorado
Chapter 8 Connecticut
Chapter 9 Delaware
Chapter 10 Florida
Chapter 10A Florida (Commercial Debts)
Chapter 11 Georgia
Chapter 12 Hawaii
Chapter 13 Idaho
Chapter 14 Illinois
Chapter 15 Indiana
Chapter 16 Iowa
Chapter 17 Kansas
Chapter 18 Kentucky
Chapter 19 Louisiana
Chapter 20 Maine
Chapter 21 Maryland
Chapter 22 Massachusetts
Chapter 23 Michigan
Chapter 24 Minnesota
Chapter 25 Mississippi
Chapter 26 Missouri
Chapter 27 Montana
Chapter 28 Nebraska
Chapter 29 Nevada
Chapter 30 New Hampshire
Chapter 31 New Jersey
Chapter 32 New Mexico
Chapter 33 New York
Chapter 34 North Carolina
Chapter 35 North Dakota
Chapter 36 Ohio
Chapter 37 Oklahoma
Chapter 38 Oregon
Chapter 39 Pennsylvania
Chapter 40 Rhode Island
Chapter 41 South Carolina
Chapter 42 South Dakota
Chapter 43 Tennessee
Chapter 44 Texas
Chapter 45 Utah
Chapter 46 Vermont
Chapter 47 Virginia
Chapter 48 Washington
Chapter 49 West Virginia
Chapter 50 Wisconsin
Chapter 51 Wyoming
Chapter 52 Washington, D.C.
Chapter 53 Guam
Chapter 54 Puerto Rico
Chapter 55 Virgin Islands
Chapter 56 Common Law Causes of Action
Appendix A Table of State Debt Collection Practices Laws
Appendix B Collection Attorney Licensing and Bonding Obligations Under State Law
Appendix C Contact Information for Relevant State Agencies and Departments
Appendix D Table of State Debt Management Laws