The Law and Regulation of Financial Institutions

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Regulation of Financial Institutions

"In the financial institutions law area, actions by regulatory agencies are frequent and extensive. In addition, Congress and the state legislatures are engaged in consideration of new laws on many aspects of banking, and state and federal courts are constantly issuing significant decisions." -- Milton Schroeder

The Law and Regulation of Financial Institutions provides a practical guide to and analysis of all the major laws and regulations governing financial institution transactions and compliance. It covers the basic principles underlying the law and regulation of financial institutions, explains the laws that control and limit the activities of such institutions, and identifies the legal rights and duties that apply to financial institution transactions involving checks, credit cards, electronic transfers, consumer credit, secured financing, letters of credit, and bankruptcy. It is an excellent research tool, offering detailed descriptions of key judicial decisions, statutes, legislative history, and regulations. Extensive references to law reviews, professional journals, and other secondary sources are included.

The following are examples of the many topics treated in depth:

• Financial services reform under the Dodd-Frank Act
• Consumer Financial Protection Bureau (CFPB) enforcement of consumer financial protection laws
• Bank and savings and loan holding company regulation
• Branching and interstate banking
• Supervision of bank safety and soundness
• Securities activities of banks and bank holding companies
• Capital adequacy and prompt corrective action standards
• Regulatory enforcement powers and regulation of funds availability, check collection, fund transfers, electronic banking, and other areas
• Civil liability of institution-affiliated parties
• Federal deposit insurance
• Insolvency and reorganization of depository institutions
• Customer privacy rights
• Consumer credit, credit discrimination, and interest rate regulation
• The network of laws designed to deter money laundering and terrorist financing
• Articles of the Uniform Commercial Code (UCC) dealing with negotiable instruments, bank collection of items, fund transfers, letters of credit, and secured transactions 

To obtain an authoritative guide to the bewildering maze of statutes, cases, rules, and administrative policies that apply to your financial institution's activities, order The Law and Regulation of Financial Institutions today!

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