Fair Debt Collection Practices: Federal and State Law and Regulation

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The standard reference relied on by collection managers and attorneys

The risk inherent in not understanding the law -- both federal and state -- has never been greater for creditors, collection managers, and attorneys. The real danger for those who collect debts lies in the often subtle differences from state to state that can expose you to substantial civil liabilities.

Whether you're affiliated with an agency, creditor, law firm or bad debt buyer, if you're responsible for debt collections, Fair Debt Collection Practices: Federal and State Law and Regulation contains virtually everything you'll need to avoid costly litigation and hefty fines, including:

•  Analysis of the Fair Debt Collection Practices Act (FDCPA)
•  Analysis of state fair-debt collection laws and regulations
•  Identification of types of debt regulated, which can vary from state to state
•  Discussion of compliance with state debt management laws
•  Full discussion of key common law issues
•  Hundreds of warnings, spotlighting legal landmines
•  Quick-reference guides to state regulations and licensing requirements for both collection agencies and attorneys

Each chapter includes "plain English" explanations of the specific state's debt collection practices statute and regulations, along with quick listings of specific provisional details. It also provides discussion of case law developments.

Chapters outline and explain other compliance requirements, depending on the state. Such requirements may include bonding, licensing, required conduct, prohibited conduct, disclosures, all varying by state.

eBook and print subscribers will receive access to a downloadable file containing editable forms.

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