Annotations to Surplus Lines Statutes
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The surplus lines market segment has grown tremendously since the fifth edition of this book. Surplus lines carriers have been providing more coverage in hard-to-insure markets and when the insurance market becomes "hard," domestic insurance prices rise. And with more catastrophic losses, such as losses caused by wildfires, hurricanes, and other weather-related events, causing a hardening market, the amount of insurance written though the surplus lines market has and will continue to increase greatly. Industries such as construction that find getting coverage to be a difficult task are also turning to the surplus lines market. The U.S. surplus lines insurance market size was valued at $52.1 billion in 2019 and is projected to reach $125.9 billion by 2027.
Now in its sixth edition, Annotations to Surplus Line Statutes is the most comprehensive analysis of surplus lines statutes available. It provides lawyers with a concise, single-volume reference which covers state surplus lines statutes, their amendments and regulations promulgated for all 50 states, the District of Columbia, Puerto Rico and the Virgin Islands.
This new edition will be very useful to insurance regulatory lawyers, surplus lines brokers, surplus lines insurers, state surplus lines associations, and stamping offices.
Much of what was covered in the fifth edition of the book was affected or displaced by the Non-Admitted and Reinsurance Reform Act (NRRA), which was part of Dodd-Frank, and other changes to the law. Some states are attempting to assert more regulatory control over surplus lines insurers to protect consumers, even though they are not admitted in the state and even though this was not done historically.
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