Utah Insurance Laws and Rules

Title 31A Insurance Code 
Chapter 1. General Provisions. 
Part 1. Purposes, Scope, and Application, 31A-1-101 to 31A-1-110 
Part 2. Construction and Interpretation, 31A-1-201 to 31A-1-205 
Part 3. Definitions, 31A-1-301 
Chapter 2. Administration of the Insurance Laws. 
Part 1. The Insurance Department, 31A-2-101 to 31A-2-113 
Part 2. Duties and Powers of Commissioner, 31A-2-201 to 31A-2-218 
Part 3. Procedures and Enforcement, 31A-2-301 to 31A-2-311 
Part 4. Title and Escrow Commission Act, 31A-2-401 to 31A-2-405 
Chapter 3. Department Funding, Fees, and Taxes. 
Part 1. Funding the Insurance Department, 31A-3-101 to 31A-3-105 
Part 2. Taxation of Admitted Insurers, 31A-3-201 to 31A-3-205 
Part 3. Taxation of Surplus Lines, Illegal Transactions, and Captive Insurance Companies, 31A-3-301 to 31A-3-305 
Part 4. Retaliation, 31A-3-401 to 31A-3-403 
Chapter 4. Insurers in General, 31A-4-101 to 31A-4-117 
Chapter 5. Domestic Stock and Mutual Insurance Corporations. 
Part 1. General Provisions, 31A-5-101 to 31A-5-109 
Part 2. Organization of Corporations, 31A-5-201 to 31A-5-220 
Part 3. Securities of Domestic Insurance Corporations, 31A-5-301 to 31A-5-307 
Part 4. Management of Insurance Corporations, 31A-5-401 to 31A-5-420 
Part 5. Corporate Reorganization, 31A-5-501 to 31A-5-509 
Part 6. Miscellaneous Provisions, 31A-5-601, 31A-5-602 
Part 7. Disclosure of Material Transactions, 31A-5-701 to 31A-5-703 
Chapter 6. Service Insurance Corporations [Repealed] 
Chapter 6a. Service Contracts, 31A-6a-101 to 31A-6a-111 
Chapter 6b. Guaranteed Asset Protection Waiver Act. 
Part 1. General Provisions, 31A-6b-101 to 31A-6b-104 
Part 2. Waiver Provider Licensing and Registration, 31A-6b-201 to 31A-6b-204 
Part 3. Requirements for a Guaranteed Asset Protection Waiver, 31A-6b-301 to 31A-6b-303 
Part 4. Enforcement, 31A-6b-401 
Chapter 7. Nonprofit Health Service Insurance Corporations. 
Part 1. General Provisions, 31A-7-101 to 31A-7-107 
Part 2. Organization, 31A-7-201, 31A-7-202 
Part 3. Management, 31A-7-301 to 31A-7-313 
Part 4. Reorganization, 31A-7-401 to 31A-7-404 
Part 5. Miscellaneous Provisions, 31A-7-501, 31A-7-502 
Chapter 8. Health Maintenance Organizations and Limited Health Plans. 
Part 1. General Provisions, 31A-8-101 to 31A-8-109 
Part 2. Domestic Organizations, 31A-8-201 to 31A-8-217 
Part 3. Foreign Organizations, 31A-8-301, 31A-8-302 
Part 4. Operations, 31A-8-401 to 31A-8-408 
Part 5. Miscellaneous Provisions [Renumbered] 
Chapter 8a. Health Discount Program Consumer Protection Act. 
Part 1. General Provisions, 31A-8a-101 to 31A-81-103 
Part 2. Licensure, 31A-8a-201 to 31A-8a-210 
Chapter 9. Insurance Fraternals. 
Part 1. General Provisions, 31A-9-101 to 31A-9-106 
Part 2. Organization of Fraternals, 31A-9-201 to 31A-9-213 
Part 3. Securities of Fraternals, 31A-9-301 to 31A-9-303 
Part 4. Management of Fraternals, 31A-9-401 to 31A-9-414 
Part 5. Corporate Reorganization, 31A-9-501 to 31A-9-504 
Part 6. Miscellaneous Provisions, 31A-9-601 to 31A-9-604 
Chapter 10. Annuities. 
Part 1. Issuers of Gift Annuities [Repealed] 
Part 2. Nontraditional Insurers, 31A-10-201 to 31A-10-203 
Chapter 11. Motor Clubs, 31A-11-101 to 31A-11-114 
Chapter 12. State Risk Management Fund, 31A-12-101 to 31A-12-107 
Chapter 13. Employee Welfare Funds and Plans [Repealed] 
Chapter 14. Foreign Insurers. 
Part 1. General Provisions, 31A-14-101 to 31A-14-106 
Part 2. Authorization of Foreign Insurers, 31A-14-201 to 31A-14-217 
Chapter 15. Unauthorized Insurers, Surplus Lines, and Risk Retention Groups. 
Part 1. Unauthorized Insurers and Surplus Lines, 31A-15-101 to 31A-15-111 
Part 2. Risk Retention Groups, 31A-15-201 to 31A-15-214 
Chapter 16. Insurance Holding Companies, 31A-16-101 to 31A-16-119 
Chapter 16a. Risk Management and Own Risk and Solvency Assessment Act, 31A-16a-101 to 31A-16a-110 
Chapter 16b. Corporate Governance Annual Disclosure Act, 31A-16b-101 to 31A-16b-108 
Chapter 17. Determination of Financial Condition. 
Part 1. General Provisions, 31A-17-101, 31A-17-102 
Part 2. Qualified Assets, 31A-17-201 to 31A-17-203 
Part 3. Solvency Standards [Repealed] 
Part 4. Valuation and Reserves, 31A-17-401 to 31A-17-408 
Part 5. Standard Valuation Law, 31A-17-501 to 31A-17-519 
Part 6. Risk-Based Capital, 31A-17-601 to 31A-17-613 
Chapter 18. Investments, 31A-18-101 to 31A-18-110 
Chapter 19. Rate Regulation [Renumbered] 
Chapter 19a. Utah Rate Regulation Act. 
Part 1. General Provisions, 31A-19a-101 to 31A-19a-103 
Part 2. General Rate Regulation, 31A-19a-201 to 31A-19a-218 
Part 3. Rate Service Organizations, 31A-19a-301 to 31A-19a-309 
Part 4. Workers’ Compensation Rates, 31A-19a-401 to 31A-19a-408 
Chapter 20. Underwriting Restrictions, 31A-20-101 to 31A-20-110 
Chapter 21. Insurance Contracts in General. 
Part 1. General Rules, 31A-21-101 to 31A-21-112 
Part 2. Approval of Forms, 31A-21-201 to 31A-21-203 
Part 3. Specific Clauses in Contracts, 31A-21-301 to 31A-21-316 
Part 4. Mass Marketed Life or Accident and Health Insurance, 31A-21-401 to 31A-21-404 
Part 5. Domestic Violence or Child Abuse — Insurance Practices, 31A-21-501 to 31A-21-506 
Chapter 22. Contracts in Specific Lines. 
Part 1. Contracts of Suretyship, 31A-22-101 to 31A-22-108 
Part 2. Liability Insurance in General, 31A-22-201 to 31A-22-205 
Part 3. Motor Vehicle Insurance, 31A-22-301 to 31A-22-322 
Part 4. Life Insurance and Annuities, 31A-22-400 to 31A-22-431 
Part 5. Group Life Insurance, 31A-22-501 to 31A-22-522 
Part 6. Accident and Health Insurance, 31A-22-600 to 31A-22-655 
Part 7. Group Accident and Health Insurance, 31A-22-701 to 31A-22-726 
Part 8. Credit Life and Accident and Health Insurance, 31A-22-801 to 31A-22-809 
Part 9. Contracts of Fraternal Insurers, 31A-22-901 to 31A-22-904 
Part 10. Workers’ Compensation Insurance Contracts, 31A-22-1001 to 31A-22-1016 
Part 11. Legal Expense Insurance, 31A-22-1101, 31A-22-1102 
Part 12. Reinsurance, 31A-22-1201 to 31A-22-1204 
Part 13. Miscellaneous Provisions, 31A-22-1300 to 31A-22-1309 
Part 14. Long-Term Care Insurance Standards, 31A-22-1401 to 31A-22-1415 
Part 15. Liability Insurance for Motorboats, 31A-22-1501 to 31A-22-1504 
Part 16. Genetic Testing Restrictions on Insurers Act, 31A-22-1601, 31A-22-1602 
Part 17. Property and Casualty Certificate of Insurance Act, 31A-22-1701 to 31A-22-1707 
Part 18. Portable Electronics Insurance Act, 31A-22-1801 to 31A-22-1810 
Part 19. Unclaimed Life Insurance and Annuity Benefits Act, 31A-22-1901 to 31A-22-1903 
Part 20. Limited Long-Term Care Insurance Act, 31A-22-2001 to 31A-22-2006 
Chapter 23. Insurance Marketing — Licensing Agents, Brokers, Consultants, and Reinsurance Intermediaries [Renumbered] 
Chapter 23a. Insurance Marketing — Licensing Producers, Consultants, and Reinsurance Intermediaries. 
Part 1. General Provisions, 31A-23a-101 to 31A-23-118 
Part 2. Producers and Consultants, 31A-23a-201 to 31A-23a-208 
Part 3. Agencies, 31A-23a-301, 31A-23a-302 
Part 4. Marketing Practices, 31A-23a-401 to 31A-23a-417 
Part 5. Compensation of Producers and Consultants, 31A-23a-501 to 31A-23a-505 
Part 6. Managing General Agents, 31A-23a-601 to 31A-23a-605 
Part 7. Producer Controlled Insurers, 31A-23a-701 to 31A-23a-704 
Part 8. Reinsurance Intermediaries, 31A-23a-801 to 31A-23a-809 
Part 9. Travel Insurance Act, 31A-23a-901 to 31A-23a-907 
Part 10. Affiliated Business in Title Insurance, 31A-23a-1001 to 31A-23a-1007 
Chapter 23b. Navigator License Act. 
Part 1. General Provisions, 31A-23b-101, 31A-23b-102 
Part 2. Licensing, 31A-23b-201 to 31A-23b-211 
Part 3. Unlawful Conduct and Limitation of Scope of Practice, 31A-23b-301 
Part 4. License Denial and Discipline, 31A-23b-401 to 31A-23b-404 
Chapter 24. Regulation of Independent Escrows [Repealed] 
Chapter 25. Third Party Administrators. 
Part 1. General Provisions, 31A-25-101, 31A-25-102 
Part 2. Licensing of Third Party Administrators, 31A-25-201 to 31A-25-210 
Part 3. Administrative Practices, 31A-25-301 to 31A-25-307 
Part 4. Compensation of Third Party Administrators, 31A-25-401, 31A-25-402 
Chapter 26. Insurance Adjusters. 
Part 1. General Provisions, 31A-26-101 to 31A-26-103 
Part 2. Licensing and Registration of Insurance Adjusters, 31A-26-201 to 31A-26-216 
Part 3. Claim Practices, 31A-26-301 to 31A-26-313 
Part 4. Public Adjusters, 31A-26-401 to 31A-26-403 
Chapter 27. Delinquency Administrative Action Provisions. 
Part 1. General Provisions [Renumbered/Repealed] 
Part 2. Summary Proceedings [Renumbered/Repealed] 
Part 3. Formal Proceedings [Repealed] 
Part 4. Interstate Relations [Repealed] 
Part 5. Administrative Actions, 31A-27-501 to 31A-27-504 
Chapter 27a. Insurer Receivership Act. 
Part 1. General Provisions, 31A-27a-101 to 31A-27a-120 
Part 2. Proceedings, 31A-27a-201 to 31A-27a-209 
Part 3. Rehabilitation, 31A-27a-301 to 31A-27a-305 
Part 4. Liquidation, 31A-27a-401 to 31A-27a-407 
Part 5. Asset Recovery, 31A-27a-501 to 31A-27a-516 
Part 6. Claims, 31A-27a-601 to 31A-27a-612 
Part 7. Distributions, 31A-27a-701 to 31A-27a-705 
Part 8. Discharge, 31A-27a-801 to 31A-27a-805 
Part 9. Interstate Relations, 31A-27a-901, 31A-27a-902 
Chapter 28. Guaranty Associations. 
Part 1. Utah Life and Health Insurance Guaranty Association Act, 31A-28-101 to 31A-28-120 
Part 2. Property and Casualty Guaranty Association, 31A-28-201 to 31A-28-222 
Part 3. Health Care Insurance Guaranty Association [Repealed] 
Chapter 29. Comprehensive Health Insurance Pool Act [Repealed] 
Chapter 30. Individual, Small Employer, and Group Health Insurance Act. 
Part 1. Individual and Small Employer Group, 31A-30-101 to 31A-30-118 
Part 2. Defined Contribution Arrangements [Repealed] 
Part 3. Individual and Small Employer Risk Adjustment Act [Repealed] 
Chapter 31. Insurance Fraud Act, 31A-31-101 to 31A-31-112 
Chapter 32. Medical Care Savings Account Act [Repealed] 
Chapter 32a. Medical Care Savings Account Act, 31A-32a-101 to 31A-32a-107 
Chapter 33. Workers’ Compensation Fund [Repealed] 
Chapter 34. Voluntary Health Insurance Purchasing Alliance Act [Repealed] 
Chapter 35. Bail Bond Act. 
Part 1. General Provisions, 31A-35-101 to 31A-35-104 
Part 2. Commercial Bail Bond Surety Oversight Board, 31A-35-201, 31A-35-202 
Part 3. Insurance Commissioner’s Duties, 31A-35-301 
Part 4. License or Certificate of Authority, 31A-35-401 to 31A-35-407 
Part 5. Action Regarding a License, 31A-35-501 to 31A-35-504 
Part 6. Conduct of Bail Bond Business, 31A-35-601 to 31A-35-608 
Part 7. Prohibitions and Penalties, 31A-35-701 to 31A-35-704 
Chapter 36. Life Settlements Act, 31A-36-101 to 31A-36-119 
Chapter 37. Captive Insurance Companies Act. 
Part 1. General Provisions, 31A-37-101 to 31A-37-106 
Part 2. Certificate of Authority, 31A-37-201 to 31A-37-205 
Part 3. Requirements, 31A-37-301 to 31A-37-306 
Part 4. Sponsored Captive Insurance Companies, 31A-37-401 to 31A-37-404 
Part 5. Department Enforcement, 31A-37-501 to 31A-37-505 
Part 6. Captive Reinsurance Companies [Repealed] 
Part 7. Dormancy, 31A-37-701, 31A-37-702 
Chapter 37a. Special Purpose Financial Captive Insurance Company Act. 
Part 1. General Provisions, 31A-37a-101 to 31A-37a-105 
Part 2. Certificate of Authority and Operations, 31A-37a-201 to 31A-37a-205 
Part 3. Formation and Assets, 31A-37a-301 to 31A-37a-304 
Part 4. Reinsurance, 31A-37a-401, 31A-37a-402 
Part 5. Enforcement and Delinquency, 31A-37a-501, 31A-37a-502 
Chapter 38. Federal Health Care Tax Credit Program Act, 31A-38-101 to 31A-38-104 
Chapter 39. Interstate Insurance Product Regulation Compact, 31A-39-101 
Chapter 40. Professional Employer Organization Licensing Act. 
Part 1. General Provisions, 31A-40-101 to 31A-40-104 
Part 2. Coemployment Relationship and Professional Employer Services, 31A-40-201 to 31A-40-212 
Part 3. Licensing Requirements, 31A-40-301 to 31A-40-309 
Part 4. Enforcement, 31A-40-401, 31A-40-402 
Chapter 41. Title Insurance Recovery, Education, and Research Fund Act. 
Part 1. General Provisions, 31A-41-101 to 31A-41-103 
Part 2. Creation of Fund, 31A-41-201 to 31A-41-203 
Part 3. Claims on Fund, 31A-41-301 to 31A-41-306 
Chapter 42. Defined Contribution Risk Adjuster Act [Repealed] 
Chapter 42a. Utah Statewide Risk Adjuster Act [Repealed] 
Chapter 43. Small Employer Stop-Loss Insurance Act. 
Part 1. General Provisions, 31A-43-101, 31A-43-102 
Part 2. Scope of Chapter, 31A-43-201, 31A-43-202 
Part 3. Stop-loss Insurance, 31A-43-301 to 31A-43-304 
Chapter 44. Continuing Care Provider Act. 
Part 1. General Provisions, 31A-44-101 to 31A-44-104 
Part 2. Registration, 31A-44-201 to 31A-44-206 
Part 3. Provider Disclosure, 31A-44-301 to 31A-44-314 
Part 4. Operations, 31A-44-401 to 31A-44-405 
Part 5. Rehabilitation and Liquidation, 31A-44-501 to 31A-44-506 
Part 6. Enforcement, 31A-44-601 to 31A-44-605 
Chapter 45. Managed Care Organizations. 
Part 1. General Provisions, 31A-45-101 to 31A-45-103 
Part 2. Applicability to Other Provisions of Law, 31A-45-201 
Part 3. Relationships with Providers, 31A-45-301 to 31A-45-305 
Part 4. Access to Services for Managed Care Enrollees, 31A-45-401 to 31A-45-403 
Part 5. Network Adequacy, 31A-45-501 
Chapter 46. Pharmacy Benefits Act. 
Part 1. General Provisions, 31A-46-101, 31A-46-102 
Part 2. Licensure, 31A-46-201, 31A-46-202 
Part 3. Operating Requirements, 31A-46-301 to 31A-46-309 
Part 4. Miscellaneous, 31A-46-401, 31A-46-402 
Chapter 47. Insurance Regulatory Sandbox Program, 31A-47-101 to 31A-47-108 
Chapter 48. Prescription Drug Price Transparency Act, 31A-48-101 to 31A-48-103 

Related Statutes 

Title 34A. Utah Labor Code. 
Chapter 2. Workers’ Compensation Act. 
Part 1. General Provisions, 34A-2-101 to 34A-2-114 
Part 2. Securing Workers’ Compensation Benefits for Employees, 34A-2-201 to 34A-2-213 
Part 3. Protection of Life, Health, and Safety, 34A-2-301, 34A-2-302 
Part 4. Compensation and Benefits, 34A-2-401 to 34A-2-424 
Part 5. Industrial Noise, 34A-2-501 to 34A-2-507 
Part 6. Medical Evaluations, 34A-2-601 to 34A-2-604 
Part 7. Funds, 34A-2-701 to 34A-2-706 
Part 8. Adjudication, 34A-2-801 to 34A-2-803 
Part 9. Presumptions for Emergency Medical Services Providers, 34A-2-901 to 34A-2-905 
Part 10. Workers’ Compensation Coverage Waivers Act, 34A-2-1001 to 34A-2-1005 
Part 11. Presumptions for First Responders, 34A-2-1101 to 34A-2-1106 
Chapter 11. Genetic Testing Restrictions on Employers, 34A-11-101, 34A-11-102 

Title 41. Motor Vehicles. 
Chapter 1a. Motor Vehicle Act. 
Part 10. Salvage Vehicles — Junk and Dismantled Vehicles, 41-1a-1001 to 41-1a-1005.5, 41-1a-1008.5 
Chapter 12a. Motor Vehicle Financial Responsibility. 
Part 1. General Provisions, 41-12a-101 to 41-12a-104 
Part 2. Administration, 41-12a-201, 41-12a-202 
Part 3. Owner’s or Operator’s Security Requirement, 41-12a-301 to 41-12a-306 
Part 4. Proof of Owner’s or Operator’s Security, 41-12a-401 to 41-12a-412 
Part 5. Post-Accident Security Requirements and Satisfaction of Judgments, 41-12a-501 to 41-12a-513 
Part 6. Miscellaneous Enforcement Provisions, 41-12a-601 to 41-12a-606 
Part 7. Detection of Uninsured Motorists [Repealed] 
Part 8. Uninsured Motorist Identification Database Program, 41-12a-801 to 41-12a-806 

Title 59. Revenue and Taxation. 
Chapter 9. Taxation of Admitted Insurers, 59-9-101 to 59-9-108 

Title 63A. Utah Administrative Services Code. 
Chapter 12. Public Records Management Act, 63A-12-100 to 63A-12-113 

Title 63G. General Government. 
Chapter 2. Government Records Access and Management Act. 
Part 1. General Provisions, 63G-2-101 to 63G-2-108 
Part 2. Access to Records, 63G-2-201 to 63G-2-208 
Part 3. Classification, 63G-2-301 to 63G-2-310 
Part 4. Appeals, 63G-2-400.5 to 63G-2-406 
Part 5. State Records Committee, 63G-2-501, 63G-2-502 
Part 6. Collection of Information and Accuracy of Records, 63G-2-601 to 63G-2-604 
Part 7. Applicability to Political Subdivisions, the Judiciary, and the Legislature, 63G-2-701 to 63G-2-703 
Part 8. Remedies, 63G-2-801 to 63G-2-804 
Part 9. Public Associations, 63G-2-901 
Chapter 3. Utah Administrative Rulemaking Act. 
Part 1. General Provisions, 63G-3-101, 63G-3-102 
Part 2. Circumstances Requiring Rulemaking — Status of Administrative Rules, 63G-3-201, 63G-3-202 
Part 3. Rulemaking Procedures, 63G-3-301 to 63G-3-305 
Part 4. Office of Administrative Rules, 63G-3-401 to 63G-3-403 
Part 5. Legislative Oversight, 63G-3-501, 63G-3-502 
Part 6. Judicial Review, 63G-3-601 to 63G-3-603 
Part 7. Official Compilation of Administrative Rules, 63G-3-701, 63G-3-702 
Chapter 4. Administrative Procedures Act. 
Part 1. General Provisions, 63G-4-101 to 63G-4-108 
Part 2. Adjudicative Proceedings, 63G-4-201 to 63G-4-209 
Part 3. Agency Review, 63G-4-301, 63G-4-302 
Part 4. Judicial Review, 63G-4-401 to 63G-4-405 
Part 5. Orders and Enforcement, 63G-4-501 to 63G-4-503 
Part 6. Electronic Records, 63G-4-601 

Title 63I. Oversight 
Chapter 1. Legislative Oversight and Sunset Act. 
Part 2. Repeal Dates Requiring Committee Review by 

Title, 63I-1-231, 63I-1-241 
Chapter 2. Repeal Dates by Title Act. 
Part 2. Repeal Dates by Title, 63I-2-231 

Title 77. Utah Code of Criminal Procedure. 
Chapter 20. Bail, 77-20-1 to 77-20-13 
Chapter 20b. Bail Surety, 77-20b-100 to 77-20b-105 

United States Code 

Title 18. Crimes and Criminal Procedure. 
Chapter 47. Fraud and False Statements, 1033, 1034 

Utah Insurance Rules 
R590. Administration, R590-67 to R590-284 
R592. Title and Escrow Commission, R592-1 to R592-17 

Utah Insurance Bulletins 
Insurance Department Bulletins 

Index