Pratt's State Regulation of 2nd Mortgages and Home Equity Loans
Select a format
Select subscription type
Terms & conditions
Subscribers receive the product(s) listed on the Order Form and any Updates made available during the annual subscription period. Shipping and handling fees are not included in the annual price.
Subscribers are advised of the number of Updates that were made to the particular publication the prior year. The number of Updates may vary due to developments in the law and other publishing issues, but subscribers may use this as a rough estimate of future shipments. Subscribers may call Customer Support at 800-833-9844 for additional information.
Subscribers may cancel this subscription by: calling Customer Support at 800-833-9844; emailing firstname.lastname@example.org; or returning the invoice marked "CANCEL".
If subscribers cancel within 30 days after the product is ordered or received and return the product at their expense, then they will receive a full credit of the price for the annual subscription.
If subscribers cancel between 31 and 60 days after the invoice date and return the product at their expense, then they will receive a 5/6th credit of the price for the annual subscription. No credit will be given for cancellations more than 60 days after the invoice date. To receive any credit, subscriber must return all product(s) shipped during the year at their expense within the applicable cancellation period listed above.
Pratt's State Regulation of Second Mortgages and Home Equity Loans provides you with the information and guidance you need to comply with state laws and regulations.
Expert summary of laws related to each state
State-specific rules pertaining to:
• Application Practices
• Bad Check Charges
• Balloon Payments
• Brokering Second Mortgage Loans
• Consumer Protection
• Credit Line/Revolving Credit Loans
• Fees and Charges
• Home Equity Loans
• Interest and Usury
• Late Charges
• Plain English
• Predatory Lending
• Prohibited Loan Terms
• Record Retention
References to the applicable laws or regulations, so you can always get the answers you need quickly and easily
With each manual in the series, you'll receive a companion .zip file at no extra charge. The .zip file contains all of the state laws, regulations, and analysis that affect making and brokering junior mortgage loans and home equity lines of credit in a searchable format. Additionally, up-to-date applications and forms for each state are conveniently located in the file for you to print or review. This is the most convenient, comprehensive resource available in the market today.
eBooks, CDs, downloadable content, and software purchases are non-cancellable, nonrefundable and nonreturnable. Click here for more information about LexisNexis eBooks. The eBook versions of this title may feature links to Lexis+™ for further legal research options. A valid subscription to Lexis+™ is required to access this content.
Table of contents
Each state chapter contains the following sections:
Bad Check Charges
Brokering Second Mortgage Loans
Credit Line/Revolving Credit Loans
Fees and Charges
Home Equity Loans
Interest and Usury
Prohibited Loan Terms