Compliance Guide to Payment Systems: Law and Regulation
Select a format
Select subscription type
Terms & conditions
Subscribers receive the product(s) listed on the Order Form and any Updates made available during the annual subscription period. Shipping and handling fees are not included in the annual price.
Subscribers are advised of the number of Updates that were made to the particular publication the prior year. The number of Updates may vary due to developments in the law and other publishing issues, but subscribers may use this as a rough estimate of future shipments. Subscribers may call Customer Support at 800-833-9844 for additional information.
Subscribers may cancel this subscription by: calling Customer Support at 800-833-9844; emailing email@example.com; or returning the invoice marked "CANCEL".
If subscribers cancel within 30 days after the product is ordered or received and return the product at their expense, then they will receive a full credit of the price for the annual subscription.
If subscribers cancel between 31 and 60 days after the invoice date and return the product at their expense, then they will receive a 5/6th credit of the price for the annual subscription. No credit will be given for cancellations more than 60 days after the invoice date. To receive any credit, subscriber must return all product(s) shipped during the year at their expense within the applicable cancellation period listed above.
The Payment Systems Guidance You Need
The proliferation of alternative payment systems in recent years has created confusion for consumers, merchants, and financial institutions. With the emergence of new payment systems, such as Internet banking, smart cards, and mobile banking, bankers have been required to stay abreast of all the laws and regulations. Now, for the first time, you can find expert guidance to all the payment laws and regulations in one place.
• Bank checks
• Allocation of loss for check fraud
• Mobile banking
• ACH networks
• NACHA Rules
• Credit CARD Act
• Credit card disclosure requirements
• Smart cards and stored value products
• CFPB changes to Regulation Z regarding the ability-to-pay requirement for the issuance of a credit card and the restrictions on fee harvester cards
• FRB gift card rules
• High-to-low debit posting
• CFPB investigation of overdraft programs
• Unfair, deceptive, or abusive acts and practices (UDAAP)
• Credit union share drafts
• Remittance instruments
• Payable-through drafts
• Documentary drafts
• Letters of credit
• Automated teller machines (ATMs) and automated intake of ATM deposits
• Wire transfers, including security procedures for in-person wire transfers and defenses to unauthorized wire claims
• Responsibilities of ODFIs and RDFIs regarding high-risk originators and questionable debit activity
• CFPB regulations regarding international transfers
• Internet transactions and toxic websites
• Unlawful Internet Gambling Enforcement Act
• Corporate account takeover
• Online authentication, including single-factor authentication resulting in bank liability
• Home banking
• Consensual security interests in deposit accounts
Organized the Way You Need It!
Subscribers will receive a downloadable file containing editable forms.
eBooks, CDs, downloadable content, and software purchases are non-cancellable, nonrefundable and nonreturnable. Click here for more information about LexisNexis eBooks. The eBook versions of this title may feature links to Lexis+™ for further legal research options. A valid subscription to Lexis+™ is required to access this content.
Table of contents
Table of Contents
Chapter 1: Overview of Payment Systems
Chapter 2: Bank Checks: Negotiable Instruments Law
Chapter 3: Bank Checks: Relationship Between Drawer and Drawee Bank
Chapter 4: Bank Checks: Rights and Duties of Collecting Banks
Chapter 5: Bank Checks: Final Payment and Return Deadlines
Chapter 6: Bank Checks: Check Fraud
Chapter 7: Remittance Instruments and Transfers
Chapter 8: Credit Union Share Drafts
Chapter 9: Payable-Through Drafts
Chapter 10: Documentary Drafts
Chapter 11: Letters of Credit
Chapter 12: Credit Cards
Chapter 13: ATM and Debit Cards
Chapter 14: ACH Networks
Chapter 15: Wire Transfers
Chapter 16: Stored-Value Products
Chapter 17: Internet Services