Compliance Guide to Payment Systems: Law and Regulation

BARKLEY CLARK is well known as a national authority on commercial and financial services law. He advises financial institutions and businesses around the country on a variety of Uniform Commercial Code and federal banking law issues, including bank deposits and payment systems, and secured transactions. He also tracks federal and state regulations pertaining to financial institutions and the financial services industry. For many years Mr. Clark was a partner at the law firm Stinson LLP. Mr. Clark, who for many years has been listed in Best Lawyers in America, is a graduate of Amherst College and Harvard Law School. During a teaching career spanning 35 years, he was a full-time member of the faculty at the University of Kansas School of Law, where he held a distinguished chair, and also at the George Washington University School of Law. Mr. Clark also taught as an adjunct faculty member at the Georgetown University School of Law and the University of Virginia School of Law. His publications are relied on by practicing attorneys and bankers throughout the financial services industry and are frequently cited by federal and state courts. He has served as a special adviser to the Federal Reserve Board, the Commissioners on Uniform State Laws, and state legislatures around the country. He also served as a director of a national bank. He is the co-author with Barbara Clark of two major treatises in the banking law area—The Law of Bank Deposits, Collections and Credit Cards and The Law of Secured Transactions under the Uniform Commercial Code. Mr. Clark co-edits with Barbara Clark two national newsletters—Clarks’ Bank Deposits and Payments Monthly and Clarks’ Secured Transactions Monthly. Mr. Clark also co-authors with Mark Hargrave and Barbara Clark Compliance Guide to Payment Systems: Law and Regulation. Mr. Clark served as mayor of Lawrence, Kansas and the Lawrence City Commission.

BARBARA CLARK is a former federal prosecutor and commercial litigator with over 30 years’ experience. Barbara’s area of expertise centers around federal and state banking law issues including bank deposits and payment systems and secured transactions. Like Barkley Clark, Barbara also tracks federal and state regulations pertaining to financial institutions and the financial services industry. Ms. Clark is a graduate of Hamilton College and the University of Maryland School of Law. She was a partner at Tydings & Rosenberg LLP. She served as an Assistant United States Attorney for the Western District of Missouri. She is a co-author with Barkley Clark of The Law of Bank Deposits, Collections and Credit Cards and The Law of Secured Transactions Under the Uniform Commercial Code. Ms. Clark also co-authors with Barkley Clark and Mark Hargrave Compliance Guide to Payment Systems: Law and Regulation. She is a co-editor with Barkley Clark of two monthly newsletters, Clarks’ Bank Deposits and Payments Monthly and Clarks’ Secured Transactions Monthly.

Mark Hargrave is a partner in the law firm of Stinson LLP. His practice focuses on financial and commercial law matters, with special emphasis on issues involving payment systems, secured lending, and regulatory compliance. He advises financial institutions on all aspects of bank deposits, collections, and other paper-based payment systems, domestic and global. He also has extensive experience with both wholesale and retail electronic payment systems, including wire transfers, ACH payments, and stored value systems. He frequently speaks on these topics at regional and national programs. He is a graduate of Drake University's School of Business with a degree in Accounting and of Drake University's School of Law.