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Guide to the National Credit Act
The Guide to the National Credit Act offers an in-depth analysis and explanation of the National Credit Act.
Edition/issue: 16
Published: August 2024
Publisher: LexisNexis South Africa
The Guide to the National Credit Act offers an in-depth analysis and explanation of the National Credit Act.
The Guide to the National Credit Act offers an in-depth analysis and explanation of the National Credit Act providing detailed guidance for both borrowers and lenders. The National Credit Act is part of a series of initiatives aimed at safeguarding consumers and enhancing accessibility to credit and banking services.
Available in print (looseleaf) and online format. Print includes updates for 12 months, thereafter updates are billed annually in advance. Online format can only be purchased as part of a Lexis+ base package. Visit www.lexisnexis.co.za/lexisplus for more information.
Chapter 1 - Introduction and historical background to the National Credit Act
Chapter 2 - The implementation, objects and interpretation of the National Credit Act
Chapter 3 - Consumer Credit Institutions
Chapter 4 - The scope of application of the National Credit Act
Chapter 5 - Registration and consequences of non-registration
Chapter 6 - The consumer's rights and the credit provider's obligations
Chapter 7 - Advertising and marketing standards
Chapter 8 - Types of credit agreements
Chapter 9 - Conclusion, alteration and termination of credit agreements
Chapter 10 - Interest, fees and charges
Chapter 11 - Over-indebtedness and reckless lending
Chapter 12 - Enforcement of credit agreements
Chapter 13 - Dispute settlement other than debt enforcement
Chapter 14 - A practical discussion of the debt counselling process
Chapter 15 - Credit Bureau
Chapter 16 - Offences and penalties
Chapter 17 - The effects of non-compliance
Chapter 18 - Transitional provisions and existing agreements
Chapter 19 - Statements of Account
Chapter 19 - Statements of Account
Chapter 20 - Miscellaneous matters