Gary M. Deutsch, CPA, MBA, CMA, CBA, CIA, has worked extensively with financial institutions in audit, lending, financial, and operational areas. He has served in senior positions for regional banks as VP of Finance, Real Estate Loan Officer, and Senior Audit Manager. Mr. Deutsch served as a consultant to financial institutions in strategic planning, profit improvement, financial management, and merger- and acquisition-related studies while working at KPMG. He was the CFO at a start-up bank, where he organized the accounting, finance, and investment functions to manage significant growth. Mr. Deutsch is the President of BRT Publications LLC, a professional authoring company serving the financial industry. Some of his published works for Sheshunoff include Risk Assessments for Financial Institutions, Practices and Procedures for Financial Institution Risk Management, Internal Audit Procedures Handbook, Internal Auditor Alert, Credit Manager’s Risk Mitigation, and Bank Security Report.