Gary Nesbitt is the Principal with GNesbitt Consulting. He has over 25 years of experience in payments operations and regulations, including day to day operational management experience for ACH, wire transfer and treasury management products with a large multi-state bank. Gary has hands on experience in dealing with payment related issues arising from mergers and divestiture/purchase of accounts from other financial institutions. He managed wire transfer operations at the Federal Reserve. Gary spent over 15 years with a regional payments association as an educator and “trusted advisor” assisting members with questions and problems related to ACH rules, regulations, and operational issues. He continues to provide education on wire transfer and ACH to financial institutions and companies. He has been a speaker at both national and regional conferences on payments topics.