Uninsured and Underinsured Motorist Insurance in North Carolina
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Often the availability of UM/UIM coverage and securing all separate sources of such is the key to properly compensating persons seriously injured by financially irresponsible motorists.
The book includes a detailed look on the background and historical development of uninsured and underinsured motorist coverage. When researching the issues for UM/UIM and reading older cases, it is particularly important to have the correct version of the statute. Therefore, the appendix to Chapter 1 contains all substantive statutory changes to the Financial Responsibility Act including UM and UIM coverage.
Chapters 2 through 5 address the Insuring Agreement, UM/UIM Procedural Issues, UM/UIM stacking, and UM/UIM in Commercial Policies, a rapidly developing area due to recent statutory changes and case law. Chapters 6 and 7 address arbitration and the interplay between workers' compensation and UM/UIM coverage.
Table of Contents
1. Historical Statutory Basis of UM/UIM
Andrew Fitzgerald and Hannah Albertson
2. The Insuring Agreement — Who Is Covered
Theodore B. Smyth
3. UM/UIM Procedural Issues
C. Douglas Maynard, Jr.
4. Uninsured (UM) and Underinsured (UIM) Stacking
Douglas E. Nauman, Esq.
5. UM/UIM in Commercial Policies
Paul D. Coates
6. Arbitration How To's
Andrew P. Cioffi
7. UM/UIM Coverage and Workers' Compensation Benefits Credits, Offsets & Reductions
Joseph P. Tunstall, III