Pratt's State Regulation of 2nd Mortgages and Home Equity Loans
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Pratt's State Regulation of Second Mortgages and Home Equity Loans provides you with the information and guidance you need to comply with state laws and regulations.
Expert summary of laws related to each state
State-specific rules pertaining to:
• Application Practices
• Bad Check Charges
• Balloon Payments
• Brokering Second Mortgage Loans
• Consumer Protection
• Credit Line/Revolving Credit Loans
• Fees and Charges
• Home Equity Loans
• Interest and Usury
• Late Charges
• Plain English
• Predatory Lending
• Prohibited Loan Terms
• Record Retention
References to the applicable laws or regulations, so you can always get the answers you need quickly and easily
With each manual in the series, you'll receive a companion .zip file at no extra charge. The .zip file contains all of the state laws, regulations, and analysis that affect making and brokering junior mortgage loans and home equity lines of credit in a searchable format. Additionally, up-to-date applications and forms for each state are conveniently located in the file for you to print or review. This is the most convenient, comprehensive resource available in the market today.
Table of contents
Each state chapter contains the following sections:
Bad Check Charges
Brokering Second Mortgage Loans
Credit Line/Revolving Credit Loans
Fees and Charges
Home Equity Loans
Interest and Usury
Prohibited Loan Terms