A.S. Pratt

This comprehensive manual provides timely information and authoritative guidance on fair lending and credit practices, covering the seven major federal anti-discrimination and fair credit laws and the requirements of the Consumer Financial Protection Bureau. This easy-to-use reference is essential for banking law and financial services professionals.

A comprehensive guide to state and federal compliance for residential mortgage lenders -- includes coverage of: Section 32 loans, yield spread premiums, HUD enforcement action, upcharges, state predatory lending statutes, RESPA, TILA, ECOA, HMDA and other federal consumer protection statutes that are shifting to a new agency.

Provides a wealth of information that covers all aspects of mortgage lending, from setting up your operations all the way through how to underwrite, document, and make loans. Plus, it helps you with other key issues like resolving problem loan situations, pricing loans, and managing risks. This one-stop resources offers practical guidance and customizable forms, checklists, and sample policies.

This comprehensive guide helps lenders hedge risk by identify the compliance requirements in complex consumer protection laws at the federal and state level. Organized by compliance area by Jeffrey Torp, the four main sections cover the development of policies and procedures, federal laws and regulations that apply to mortgages, federal compliance procedures, and state compliance and procedures.

In-depth analysis covering the Dodd-Frank Wall Street Reform and Consumer Protection Act, and the implementation of the CFPB.

Asset and liability management remain high-priority areas for bank regulators, with an emphasis on management of market risk, liquidity risk, and credit risk. This monthly newsletter gives you the latest information on the full range of topics in this critical area.

Bank Security Report keeps security officers and consultants up to date on the latest developments affecting bank security.

Stay apprised of the consumer credit developments coming out of Washington and the related court cases from around the country with insightful analysis from an expert in consumer lending and truth-in-lending law.

Pratt's Energy Law Report, written by the nation's leading energy and environmental attorneys and professionals, is a new monthly subscription journal focused on alternative and traditional energy law issues, as well as the critical juncture where energy technologies and the environment intersect.

Serves as both a guide and a reference source for the use of marketing, compliance, and other persons responsible for preparing or supervising financial institutions' marketing programs and advertising material