A.S. Pratt

This comprehensive manual provides timely information and authoritative guidance on fair lending and credit practices, covering the seven major federal anti-discrimination and fair credit laws and the requirements of the Consumer Financial Protection Bureau. This easy-to-use reference is essential for banking law and financial services professionals.

A comprehensive guide to state and federal compliance for residential mortgage lenders -- includes coverage of: Section 32 loans, yield spread premiums, HUD enforcement action, upcharges, state predatory lending statutes, RESPA, TILA, ECOA, HMDA and other federal consumer protection statutes that are shifting to a new agency.

Provides a wealth of information that covers all aspects of mortgage lending, from setting up your operations all the way through how to underwrite, document, and make loans. Plus, it helps you with other key issues like resolving problem loan situations, pricing loans, and managing risks. This one-stop resources offers practical guidance and customizable forms, checklists, and sample policies.

In-depth analysis covering the Dodd-Frank Wall Street Reform and Consumer Protection Act, and the implementation of the CFPB.

Stay apprised of the consumer credit developments coming out of Washington and the related court cases from around the country with insightful analysis from an expert in consumer lending and truth-in-lending law.

Pratt's Energy Law Report, written by the nation's leading energy and environmental attorneys and professionals, is a new monthly subscription journal focused on alternative and traditional energy law issues, as well as the critical juncture where energy technologies and the environment intersect.

Prominent attorneys provide expert analysis and commentary in articles that explore a wide range of bankruptcy law subjects in depth, in eight print issues a year.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry. Written by Marsha L. Williams, this comprehensive guide identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Delaware, Maryland, New Jersey, Pennsylvania, Virginia, and the District of Columbia.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, written by Marsha L. Williams, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, written by Marsha L. Williams, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont.