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Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry. This comprehensive guide identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Delaware, Maryland, New Jersey, Pennsylvania, Virginia, and the District of Columbia.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Illinois, Indiana, Iowa, Michigan, Minnesota, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Connecticut, Maine, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Arizona, Arkansas, Colorado, Kansas, Louisiana, Missouri, New Mexico, Oklahoma, and Texas.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee, and West Virginia.

Regulatory examination of mortgage lending, plus a more proactive approach by government agencies to regulate mortgage brokers, mortgage lenders, and the residential mortgage lending industry, requires a dependable source of information for lenders that originate second mortgages and home equity loans. This comprehensive guide, identifies and explains the state laws and regulations for lenders engaging in making and brokering second mortgages and home equity loans in the states of Alaska, California, Hawaii, Idaho, Montana, Nevada, Oregon, Utah, Washington, and Wyoming.

This guide provides analysis for each consumer regulation in its entirety and includes summaries of the effect of that regulation on different functions within a financial institution. This comprehensive guide address operations, procedures, compliance, disclosures, notices, marketing, advertising, and record retention.