General Liability Insurance Coverage: Key Issues in Every State
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Product description
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With these two volumes, the reader is armed with the tools to address the key coverage issues of the day for each state. Although the book is aimed at attorneys and insurance professionals with some degree of experience, it is accessible to entry-level readers as well. Chapter 1 provides an overview of the CGL policy and the general ground rules of insurance law and policy construction. In addition, each chapter contains an overview of the nature, background, development, and competing schools of thought concerning the issue addressed in that chapter’s fifty-state survey of the law. Most important, however, readers will get a comprehensive state-by-state summary of relevant law on the coverage issue, including the latest cases and developments.
This book has its roots in our own frustrations when addressing areas of insurance law. Although there are several good treatises on insurance law, many of which include listings of many cases, none had the sort of thorough, nuanced, and specific state-by-state focus of the critical issues that can best aid the insurance professional and claims attorney in knowing and understanding the law applicable to a particular dispute. We hope to bridge that gap—not to mention in a convenient fashion.
The 4th Edition ISBN is 9781522157656.
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Table of contents
CHAPTER 1 Commercial General Liability Insurance--An Overview
CHAPTER 2 Choice of Law for Coverage Disputes
CHAPTER 3 Late Notice Defense Under "Occurrence" Policies: Is Prejudice to the Insurer Required?
CHAPTER 4 Coverage for Pre-Tender Defense Costs
CHAPTER 5 Duty to Defend Standard: "Four Corners" or Extrinsic Evidence?
CHAPTER 6 Insured's Right to Independent Counsel
CHAPTER 7 Insurer's Right to Reimbursement of Defense Costs
CHAPTER 8 Prevailing Insured's Right to Recover Attorney's Fees in Coverage Litigation
CHAPTER 9 Number of Occurrences
CHAPTER 10 Coverage for Innocent Co-Insureds: "Any" Insured vs. "The" Insured and the Severability of Interests Clause
CHAPTER 11 Is Emotional Injury "Bodily Injury"?
CHAPTER 12 Is Faulty Workmanship an "Occurrence"?
CHAPTER 13 Permissible Scope of Indemnification in Construction Contracts
CHAPTER 14 Qualified Pollution Exclusion
CHAPTER 15 Absolute Pollution Exclusion
CHAPTER 16 Trigger of Coverage for Latent Injury and Damage Claims
CHAPTER 17 Trigger of Coverage for Construction Defects and Non-Latent Injury and Damage Claims
CHAPTER 18 Allocation of Latent Injury and Damage Claims
CHAPTER 19 Insurability of Punitive Damages
CHAPTER 20 First- and Third-Party Bad Faith Standards
CHAPTER 21 American Law Institute Principles of the Law of Liability Insurance