Banking and Lending Institution Forms With Commentary and Checklists

SUMMARY OF CONTENTS

 VOLUME 1

 PART 1 COMMERCIAL LENDING

 1A PRELIMINARY DOCUMENTATION

 1B LOAN DOCUMENTATION

 1C FACTORING

 1D LOAN SERVICING AND REVIEW

 PART 1.1 OIL AND GAS RESERVE LENDING

 1.1A LENDING AGAINST OIL AND GAS RESERVES

 PART 2 EQUIPMENT LEASING

 2A LEASES OF BUSINESS OR COMMERCIAL PROPERTY

 2B SALES FINANCE DOCUMENTS

 PART 3 REAL ESTATE LOANS

 3A LOANS ON INCOME OR BUSINESS PROPERTY

 3B SINGLE-FAMILY FIRST MORTGAGE LOANS

 3C HOME EQUITY LOANS AND LINES OF CREDIT

 3D SECOND MORTGAGE CLOSED-END LOANS

 3E COOPERATIVE LOANS

 3F ASSIGNMENTS OF LIFE AND CASUALTY INSURANCE

 3G ENVIRONMENTAL REQUIREMENTS

 3H OPINION GUIDELINES FOR HUD AND FHA MULTI-FAMILY LOANS

 3I MORTGAGE WAREHOUSING AGREEMENTS

 VOLUME 2

 PART 4 FARM LOANS

 4A APPLICATIONS AND SUPPORTING DOCUMENTS

 4B CONSIDERATION OF APPLICATION

 4C LOAN AND SECURITY AGREEMENTS

 4D LOAN SERVICING AND REVIEW

 PART 5 CONSUMER LENDING

 5A WHAT IS CONSUMER CREDIT

 5B CREDIT APPLICATIONS

 5C CONSIDERATION OF APPLICATIONS

 5D LOAN OR CREDIT DOCUMENTS

 5E CREDIT CARD ARRANGEMENTS

 5F TRUTH-IN-LENDING DISCLOSURES AND PROMISSORY NOTE

 5G [Reserved]

 5H LOAN SERVICING AND REVIEW

 5I SERVING OF CREDIT CARD PROGRAMS

 BANKING AND LENDING INSTITUTION FORMS

 5J RETAIL INSTALLMENT

 5K LEASES OF PERSONAL, FAMILY, OR HOUSEHOLD PROPERTY

 PART 5.1 DEBTOR-IN-POSSESSION FINANCING

 5.1A SAMPLE FINANCING ORDERS

 5.1B POSTPETITION LOAN DOCUMENTS

 5.1C SAMPLE LOCAL RULES ON FINANCING

 PART 6 PROMISSORY NOTES

 6A ORDER PAPER, BEARER PAPER, AND SERIES NOTES

 PART 7 GUARANTY, SURETY, AND INDEMNITY AGREEMENTS

 7A GUARANTY AND SURETY AGREEMENTS

 7B INDEMNITY AGREEMENTS

 PART 8 INTERCREDITOR AGREEMENTS

 8A INTERCREDITOR AGREEMENTS AND PARTICIPATIONS

 PART 8.1 LEGAL OPINIONS

 8.1A THIRD-PARTY LEGAL OPINIONS IN CREDIT TRANSACTIONS

 PART 8.2 ESCROW AGREEMENTS

 8.2A ESCROW AGREEMENTS IN COMMERCIAL TRANSACTIONS

 PART 9 LETTERS OF CREDIT

 9A COMMERCIAL LETTERS OF CREDIT

 9B STANDBY LETTERS OF CREDIT

 PART 10 LOAN WORKOUTS

 10A DOCUMENTATION

 PART 11 NOW ACCOUNTS

 11A INTRODUCING AND OPENING ACCOUNTS

 VOLUME 3

 PART 12 CHECKING AND SAVINGS ACCOUNTS

 12A OPENING ACCOUNTS GENERALLY

 12B PERSONAL OR INDIVIDUAL ACCOUNTS

 12C JOINT ACCOUNTS

 12D BUSINESS ACCOUNTS

 12E UNINCORPORATED ASSOCIATIONS, NONPROFIT CORPORATIONS, CLUBS, OR SOCIETIES ACCOUNTS

 12F FIDUCIARY ACCOUNTS

 12G CHRISTMAS CLUB ACCOUNTS

 12H SERVICING ACCOUNTS

 12I REPURCHASE AGREEMENTS

 PART 13 MONEY MARKET ACCOUNTS

 13A OPENING ACCOUNTS

 13B SERVICING ACCOUNTS

 PART 14 CERTIFICATE OF DEPOSIT ACCOUNTS

 14A SIGNATURE CARDS AND AGREEMENTS ESTABLISHING ACCOUNTS

 14B CERTIFICATES OF DEPOSIT

 14C WITHDRAWALS

 PART 14.1 CONTROL AGREEMENTS

 14.1A CONTROL AGREEMENTS

 PART 15 NEGOTIABLE INSTRUMENTS

 15A BILLS OF EXCHANGE, DRAFTS, CHECKS, AND TRADE ACCEPTANCES

 15B NEGOTIATION AND INDORSEMENTS

 15C DISHONOR, PROTEST, COLLECTION, AND CREDIT

 PART 16 CARE, CUSTODY, AND TRANSFER OF CORPORATE SECURITIES

 16A BANK AS CUSTODIAN OR INVESTMENT MANAGER

 16B BANK AS STOCK REGISTRAR, TRANSFER AGENT, OR DIVIDEND DISBURSING AGENT

 16C TRANSFER OF SECURITIES

 16D FINANCIAL SERVICES

 16E CARE OF CORPORATE SECURITY AND TRUST OPERATIONS

 PART 17 ELECTRONIC FUNDS TRANSFER SYSTEMS

 17A ELECTRONIC FUNDS TRANSFERS

 17B INTERNET BANKING

 PART 18 LOCKBOX BANKING

 18A ESTABLISHING AND SERVING ACCOUNTS

 PART 19 STORAGE FACILITIES

 19A SAFE DEPOSIT BOXES

 19B STORAGE VAULTS

 PART 20 INTERNAL AUDITING AND VERIFICATION

 20A AUDIT PROGRAMS AND PROCEDURES

 20B VERIFICATION OF LOAN AND DEPOSIT ACCOUNT INFORMATION

 20C REVIEW OF INVESTMENTS

 VOLUME 4

 PART 21 FEDERAL COMMUNITY LENDING AND INVESTMENT POLICIES

 21A COMMUNITY REINVESTMENT ACT

 PART 22 REGULATORY ENFORCEMENT ACTIONS

 22A THE REGULATORY ENFORCEMENT PROCESS

 22B WRITTEN AGREEMENTS AND MEMORANDA OF UNDERSTANDING

 22C CEASE-AND-DESIST ORDERS

 22D SUSPENSION, REMOVAL, AND PROHIBITION ORDERS

 22E CIVIL MONEY PENALTIES

 BANKING AND LENDING INSTITUTION FORMS

 PART 23 RETIREMENT ACCOUNTS

 23A EMPLOYEE RETIREMENT PLAN ADMINISTRATION

 PART 24 FINANCIAL INSTITUTION ACQUISITIONS AND MERGERS

 24A ACQUISITION, MERGER, AND RELATED BUSINESS COMBINATION AGREEMENTS

 PART 25 FOREIGN BANKS

 25A UNITED STATES OFFICES OF A FOREIGN BANK

 PART 26 CREDIT UNIONS

 26A CREDIT UNIONS GENERALLY

 PART 27 TRUST PREFERRED SECURITIES

 27A TRUST PREFERRED SECURITIES

 PART 28 ASSET SECURITIZATION

 28A ASSET SECURITIZATION

 PART 29 PRIVACY

 29A PRIVACY

 INDEX